Tag Archives: full time

I have credit card debt of 30,000. any solutions of getting out w/o bankruptcy or consolidation have more bill

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I have other bills and have 2 children to support. I work full time and my credit is not very good at all. I went bankrupt 2 times when
I was married and was doing great but my son was in a terrible ATV accident and I was out of work for several months and lived on credit cards. Food, utilities, gas, and other things needed. My Ex and i share joint custody of our children but my kids do not go to his home very often. If I mention money my ex says he doesn”t make them stay with me. Turns into a big fight, My boys are both older (18 and 17) my oldest works but my youngest (the accident)
he is struggling with school work(had a brain injury) and I dont want him to fail it’s his Junior year of high school. HELP???!!!

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What happens if you get out of a debt management program?

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Im a 22 year old full time college student with a part time job. About three months ago I joined in charge debt solutions because I thought it would be easier for me to manage my credit card bills that way. However now after joining, I’m realizing that Im unable to keep up with the payments Im making to them. It’s like after my other bills and this payment are taken out every month, I hardly have any money left and I think I’ve put myself in a bind. If I leave the program now will this mess up my credit, will it make it harder for me to join a debt management program in the future, will my creditors be resistant to work things out with me in the future because of this? I simply just can’t afford to be in the program now.

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