I owe money for things like medical bills or unpaid phone bills from years ago. How can I find out what I owe so I can start paying it off. Most debt solution places only settle credit card debt. Also one one debt my social security number was not right. Will i still be connected to that debt? I have no credit card debt and Id like to pay off these small debts to get my credit score up
Get your credit report from www.AnnualCreditReport.com.
apply for a american express credit card and when you get a letter stating that you have been denied you can know get a copy of your credit report there are three company’s equal fax, experian, trans union…….or you can simply call all three company’s and ask for a copy of your credit report because sometimes what is on one report isn’t always on the others…………good luck
http://www.equifax.com
http://www.experian.com
http://www.transunion.com
References :
past experiance
You may be able to find out through a credit report. It is quite possible that if this is old debt it was written off by the creditors and a note put on your credit report. It is really hard to fix that.
You would also see if the one without the correct Number is on your file.
So get a complete credit report. Then you will most likely have to contact the creditors directly, If they wrote off the debt they may not be able to do anything.
usually if it is longer than 7yrs things will dissapear. You can build your credit up by borrowing and paying back. Current stuff has a larger impact. So you may want to consider a small loan that you bank and pay back in total in a few months once they record some payments.
References :
Get your credit report from http://www.AnnualCreditReport.com.
References :