I’m 20 years old and I owe this college some money and they want release my transcript and I also have credit debt and student loans. All this is so overwhelming I need help to get out of debt and get my life back. And I can’t to afford to pay monthly because I work at sonic and I already have a car note. Someone PLEASE HELP ME?!?!
I have other bills and have 2 children to support. I work full time and my credit is not very good at all. I went bankrupt 2 times when
I was married and was doing great but my son was in a terrible ATV accident and I was out of work for several months and lived on credit cards. Food, utilities, gas, and other things needed. My Ex and i share joint custody of our children but my kids do not go to his home very often. If I mention money my ex says he doesn”t make them stay with me. Turns into a big fight, My boys are both older (18 and 17) my oldest works but my youngest (the accident)
he is struggling with school work(had a brain injury) and I dont want him to fail it’s his Junior year of high school. HELP???!!!
i don’t want to hear talk to you husband instead of us. I need a fresh perspective and some ideas to bring to the discussion table.
i do admit i am horrible with money. i can’t budget- i spend liek wanter and would run us into debt if i was 100% responsible. my hubby works/ i don’t and refused to put me in a jopint account – we fought -i won i got a bank card. then we agreed i would check with him with purchases. I bought new clothes i really didn’t need and because i snuck it and got caught breaking ou agreement i lost the card. I have to shop with cash now. he does give whatever i want/need – but just the idea of having no access to money drives me insane / makes me feel like a child. i have tried to control the spending but i always fail at my attempt and do buy a lot of sale items – but they add up big time. ANy solutions- or common problems. He doesn’t trust me with money and we do have a small budget but his solution feels extreme.
i admit he is great with money/debt free
Your bills are adding up. You’ve spent foolishly on a few things and got behind when Dad got sick. How oh how can you fix your financial distress?? Correct!!! You spend more money! More money than you can ever hope to repay! You "invest" in businesses that have poor management and assume they will make a comeback! You break your kids piggy banks and give it to the gardener to re-sod the front lawn. Sounds like a genius of an idea doesn’t it?
We were thinking of doing debt settlement but we have been reading up on it and it seems like they really don;t do a whole lot but take your money and charge you fees. We do have a budget but our budget includes just barely getting by. Were at the point now where were behind one mortg payment. I know that is the first thing that has to get paid off. Our credit is terrible at this point so making it go lower is not a huge issue. we know it’s only going to get worse if we can’t get back up on our feet. We have a baby on the way in 3 months and i’m getting worried that were not going to be able to feed our selves. Any advice would be greatly appreciated. I’m just at a loss of what to do. I will Monitor this question so if you have any questions for me i can answer them. Thanks again for all your help.
also we were thinking that maybe we would just put all our money into savings and wait until we have enough to pay off one card completely and try to settle with them ourselves. (without going through an agency) has anyone else done this? What are the risks/ benefits?
I am only 22 and have about ,000 in debt. Alot of people say that’s nothing but to me that is alot of money. I am really desperate cause I only feel myself falling more in debt. I am married and he takes care of everything, all the bills and anything that has to do with our baby. I pay for all my debt that was built up when I was single, I feel it’s only fair that I pay for it since it was me that did the deed. So if anyone knows of something or someone that can help get out of debt quick, let me know.
Okay, here’s the deal- i have major credit debt- including school loans, old credit cards, charged off bank accounts, doctor bills, etc. My debt maybe totals ,500. I made a deal with my cc to pay 0 a month, but sometimes i’m not even able to do that. My student loans will start being required to be paid in January- but i don’t have any kind of degree. I’m stuck in a dead-end job making .50 an hour.
Anyone know if the credit consolidations go against your credit or is it really just help with no consequences? I need some serious help- i’m horrible with money…..
thanks, but i owe the Library for overdue books and they won’t let me take any books out til i pay them… i told you i’m in a mess…. 
Have the politicians in Washington DC EVER heard of spending CUTS??
It seems like their only "solution" to the deficit problem (and subsequent debt problem) is to borrow more money to pay off loans we already took out. Is it just me, or does this seem idiotic??
http://news.yahoo.com/s/ap/20100120/ap_on_bi_ge/us_congress_debt_limit_11
WASHINGTON – Senate Democrats on Wednesday proposed allowing the federal government to borrow an additional .9 trillion to pay its bills, a record increase that would permit the national debt to reach .3 trillion.
The unpopular legislation is needed to allow the federal government to issue bonds to fund programs and prevent a first-time default on obligations. It promises to be a challenging debate for Democrats, who, as the party in power, hold the responsibility for passing the legislation.
It’s hardly the debate Democrats want or need in the wake of Sen.-elect Scott Brown’s victory in Massachusetts. Arguing over the debt limit provides a forum for Republicans to blame Democrats for rising deficits and spiraling debt, even though responsibility for the government’s financial straits can be shared by both political parties.
The measure came to the floor under rules requiring 60 votes to pass. That’s an unprecedented step that could mean that every Democrat, no matter how politically endangered, may have to vote for it next week before Brown takes office and Democrats lose their 60-vote majority.
phil m…………..But aren’t you always creating MORE debt, never less??
I want to advertise for this debt solution company. I did on craigslist and a couple other no-name places and didn’t get ANY feedback. We’re not asking for any money upfront and debt is reduced 40-80%. I have been with these people since March. I stopped for awhile but want to get things started again,this time with success.
I want to advertise for this debt solution company. I did on craigslist and a couple other no-name places and didn’t get ANY feedback. We’re not asking for any money upfront and debt is reduced 40-80%. I have been with these people since March. I stopped for awhile but want to get things started again,this time with success.