up in court for none payment if this company was suppose to help. Then everytime you call your put on hold FOR an hour & no one gets back to you. This happened to a friend of mine. Just wanted to warn people about this company. Let you know if she gets any money back from the escrow. I bet not!!
I just can’t get around the idea of borrowing more money to fix an economy that is suffering from too much outstanding debt. It seems to me that we should be cutting expenditures, tightening our belts, and start paying the bills. I believe this is the REAL, long term economic solution.
ok so about 3 years ago I had a lot of credit card debt and decided to use credit solutions to try and get out of the whole so much. well they told me to deposit so much money each month into a savings account until i reached a certain amount and then they would reach a settlement with one of the cards. well after doing this for a year and still getting no where with my cards we ended our contract with them. I seen last night on night time that people were getting all the money back that they had paid them. Does anyone know if i still have a chance of getting my money back even though its been three years?
I am with credit solution for 3month now. these days, im getting phone call from collection agency, saying that my creditor dosen’t work with credit solution, and credit solution just want money and they are just telling me what I wanna hear. I called Credit Solution and the agent told me collection agent is just trying to scare me so i should not speak with them,, who should I trust? Did anyone settle debt by using Credit solution?
So, I got some credit cards last year, and I really do not owe much. I have 4, and the highest of them all is about 600.00 right now. I dont know what to do though because we are behind on payments for about 2 months. They just got out of control. I have paid about 300.00 just on one of them, and its already more money than what we originally charged. My hubby is getting deployed in September for 4 months, and while he is gone we will be able to pay them off in FULL.
What can I do in the meantime? I cant afford to pay the minimum payments on them right now because Im leaving and he’s leaving so we need a little money in the bank?
I have done a lot of research on debt settlement vs trying to settle debts on my own. Understanding my own strengths and weaknesses, I think I would benefit using a professional company. Now, I just have to figure out which one to go with. I’m interested in Halo, as you get to keep your money in your own savings account, rather than an escrow, and you pay the creditor directly when a settlement is reached. I’d just like to feel better assured that they won’t rip me off! Does anyone have experience with them?
I have read and listened to numerous "get of debt" solutions. Are these books for real? The rolling affect of once a credit card is paid off put that payment on the next credit card and so forth? We currently have a ,000 personal loan that is 21% interest. Our payment is 6 a month but they take out 8 every month in insurance and interest. How are we supposed to get out of this loan if our payment is always taken out from underneath us? We are a one income family. I am also wanting to find some income but haven’t had success in finding a NO SCAM stay at home job. Even the ones that were posted to my question a couple of days ago seem shady to me. So….please we are needing some relief before we go under financially with four kids! Help! Any other money saving/earning suggestions? Thanks soooo much!
Just for the record…..we don’t use the credit cards any more…cut those babies up long ago. We are trying really hard to make the payments on all loans/cards. We pay extra when we can. We also don’t want our credit hit again due to the fact we want to move soon. Credit score will drop with each hit. So, refi is out of the question. Credit counseling is a no go as well….damaging to credit in the end. We haven’t had a late pay in 14 months but want to get ahead, ya know? We only have ,000 debt (I say only because that is below the ave of most people) however, it’s above our means.
I took out a big ad in SBC yellow pages because my small biz was doing well and they promised me it would be 100 times better by having an add with them. Well needless to say it slowed way down, and i got like 2 calls from the yellow pages thing. My business then closed and I sold everything off to pay other bills. Now I have no job or anything, and I have this huge bill. What can I do? its way past due, collections call, I dont want to have to go to court and all. Any good debt solution companies? or ways to get this lowered, erased, ect… AHHHHHH please help meeeeeee.
Im a 22 year old full time college student with a part time job. About three months ago I joined in charge debt solutions because I thought it would be easier for me to manage my credit card bills that way. However now after joining, I’m realizing that Im unable to keep up with the payments Im making to them. It’s like after my other bills and this payment are taken out every month, I hardly have any money left and I think I’ve put myself in a bind. If I leave the program now will this mess up my credit, will it make it harder for me to join a debt management program in the future, will my creditors be resistant to work things out with me in the future because of this? I simply just can’t afford to be in the program now.